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Financing Options With Shop Pay - MyFireDirect.com

MyFireDirect now uses Shop Pay and offers flexible financing options that enhance the online shopping experience by allowing customers to pay for purchases over time. Shop Pay Installments, which provides a seamless way for you to split payments, making higher-priced items more accessible.

How It Works:

  • View the financing options:

Click "Check your purchasing power" to see financing options.

If still interested and you wish to use financing add the desired items to cart and continue to the checkout page.

At Checkout, make sure to select Shop Pay financing option. Also, be sure to add any coupons (if applicable) before continuing as this can not be changed later.

  • Interest-Free Payments: For purchases typically ranging from $50 to $999, customers can choose to split the total amount into four equal, biweekly, interest-free payments. This option allows shoppers to manage their budget without incurring additional costs.

  • Monthly Installments with Interest: For larger purchases, usually between $150 and $17,500, customers may opt for monthly installment plans ranging from 3 to 12 months. These plans may include interest, and the rates are disclosed upfront during the checkout process.

Benefits for Customers:

  • Quick and Easy Approval: The application process is integrated into the checkout, requiring minimal information and providing instant approval decisions without affecting credit scores, as only a soft credit check is performed.

  • Transparent Terms: All fees, interest rates, and payment schedules are clearly outlined before the purchase is finalized, ensuring no hidden surprises.

  • Automated Payments: Payments are automatically deducted from the customer's chosen payment method, reducing the risk of missed payments and associated fees.

Security and Trust:

Shop Pay is built with security in mind, utilizing encryption and authentication measures to protect personal and financial information. Shop confidently, knowing your data is secure.